Phone: 281-325-5000

Zero Balance Accounting (ZBA)

This service is particularly useful for companies with multiple divisions, stores, or operating units that want automatic funds movement and the ability to track the accounts separately. ZBA is a cost-effective way to concentrate deposits and fund disbursements, and allows your company to keep separate payment accounts for bookkeeping and management purposes while eliminating idle balances.

How It Works

You establish "secondary" accounts for each of your company's plants, stores, offices, or other units that need the flexibility to make deposits, write checks, or maintain separate balances. You assign each secondary account a target balance.

These secondary accounts are linked to a primary account that you have established. At the end of each day, funds are swept into or out of the primary account based on what is required to bring each secondary account back to its targeted level.